Kreditplus data breach

Breach date: 2020-06-23. Added to this index: 2020-08-03. Accounts affected: about 769K. Domain: kreditplus.com.

What happened

In June 2020, the Indonesian credit service Kreditplus suffered a data breach which exposed 896k records containing 769k unique email addresses. The breach exposed extensive personal information including names, family makeup, information on spouses, income and expenses, religions and employment information. The data was provided to HIBP by breachbase.pw.

Breach data sourced from Have I Been Pwned, used under CC BY 4.0. Additional breach metadata provided by XposedOrNot. DataExposed is an independent service and is not affiliated with or endorsed by either.

What was exposed

  • Dates of birth: Your full birth date, day, month and year, collected at signup for age checks, identity verification, insurance quotes, birthday offers or government services.
  • Email addresses: The email address you used to register or log in. It is the most common field in breaches because it doubles as your username on most sites.
  • Employers: The name of the company or organisation you work for, collected by professional networks, job sites, insurers, lenders and many signup forms.
  • Family structure: Information about your household, such as the number and ages of children, whether you are a single parent, who lives with you and whether you care for someone, collected by insurers, schools, government services, surveys and marketing databases.
  • Genders: The gender or sex recorded on your profile, usually picked from a list at signup, sometimes with a title such as Mr or Ms or a gender identity option beyond male and female.
  • Income levels: An estimated or self-reported household or personal income band, collected by surveys, lenders, retailers, dating apps and marketing databases.
  • Living costs: Monthly or yearly expenses you reported, such as rent or mortgage repayments, utility bills, childcare, groceries and transport, usually from loan applications, budgeting tools and financial surveys.
  • Marital statuses: Your relationship status, such as single, married, de facto, separated, divorced or widowed, collected by insurers, lenders, government forms, dating apps and marketing surveys.
  • Mothers maiden names: Your mother's surname before marriage, collected by banks, insurers, phone carriers and older websites as a security question or identity check.
  • Names: Your first name, surname and sometimes middle name or initials, as you gave them when you signed up. It appears in almost every breach because nearly every account asks for it.
  • Phone numbers: Your mobile or landline number, collected at signup for contact, delivery updates, marketing and two-factor codes.
  • Physical addresses: Your residential, postal, billing or delivery address, stored by retailers, utilities, banks, government services and almost any company that sends you something.

What to do now

  1. Check whether your own address is in this dataset with the free email breach check.
  2. Review the accounts connected to this service and turn on two-factor authentication.
  3. Turn on two-factor authentication on your email account first, because it is the reset path for everything else.
  4. Treat calls and messages that quote real details about you as hostile until you verify them another way.

Frequently asked questions

What data was leaked in the Kreditplus breach?

The Kreditplus breach exposed Dates of birth, Email addresses, Employers, Family structure, Genders, Income levels, Living costs, Marital statuses, Mothers maiden names, Names, Phone numbers, Physical addresses, Places of birth, Religions, Spouses names. About 769K accounts were affected.

Was I affected by the Kreditplus breach?

Run the free email breach check with the address you used on that service. It will tell you whether your address appears in this dataset.

What should I do about the Kreditplus breach?

Treat any message that quotes details from this breach as suspicious, turn on two-factor authentication, and consider removing your details from people-search sites if your address or phone was included.

Next steps