Breach date: 2015-02-18. Added to this index: 2018-08-09. Accounts affected: about 973K. Domain: myfha.net.
What happened
In approximately February 2015, the home financing website MyFHA suffered a data breach which disclosed the personal information of nearly 1 million people. The data included extensive personal information relating to home financing including personal contact info, credit statuses, household incomes, loan amounts and notes on personal circumstances, often referring to legal issues, divorces and health conditions. Multiple parties contacted HIBP with the data after which MyFHA was alerted in mid-July and acknowledged the legitimacy of the breach then took the site offline.
Breach data sourced from Have I Been Pwned, used under CC BY 4.0. Additional breach metadata provided by XposedOrNot. DataExposed is an independent service and is not affiliated with or endorsed by either.
What was exposed
Credit status information: Details from a credit file or lender record, such as open accounts, credit limits, missed payments, defaults, bankruptcies, hardship arrangements and recent credit enquiries.
Email addresses: The email address you used to register or log in. It is the most common field in breaches because it doubles as your username on most sites.
Income levels: An estimated or self-reported household or personal income band, collected by surveys, lenders, retailers, dating apps and marketing databases.
IP addresses: The network addresses your devices used when you signed up, logged in or posted, recorded by almost every website in its access logs.
Loan information: Details of loans you hold or applied for: lender, loan type, account number, amount, balance, repayment schedule, arrears and the documents you supplied, such as payslips, bank statements and ID.
Names: Your first name, surname and sometimes middle name or initials, as you gave them when you signed up. It appears in almost every breach because nearly every account asks for it.
Passwords: The secret you use to sign in, stored by the breached service either in plain text, in a scrambled form called a hash, or encrypted. How it was stored decides how quickly it can be recovered.
Personal descriptions: The free text you wrote about yourself on a profile, such as a dating bio, forum signature or about me section. It can include hobbies, job, location, family and what you are looking for.
Physical addresses: Your residential, postal, billing or delivery address, stored by retailers, utilities, banks, government services and almost any company that sends you something.
What to do now
Check whether your own address is in this dataset with the free email breach check.
Change the password on this service and every other site where you used the same password.
Turn on two-factor authentication on your email account first, because it is the reset path for everything else.
Treat calls and messages that quote real details about you as hostile until you verify them another way.
Frequently asked questions
What data was leaked in the MyFHA breach?
The MyFHA breach exposed Credit status information, Email addresses, Income levels, IP addresses, Loan information, Names, Passwords, Personal descriptions, Physical addresses. About 973K accounts were affected.
Was I affected by the MyFHA breach?
Run the free email breach check with the address you used on that service. It will tell you whether your address appears in this dataset.
What should I do about the MyFHA breach?
Change the password on that account and everywhere you reused it, then turn on two-factor authentication. Passwords from this breach are traded and tried automatically against other sites.